Expense Savings Tool
Every £1 you claim is £1 you don't pay tax on. Use our calculator to see how your expenses lower your final HMRC bill.
The #1 Rule: Wholly & Exclusively
HMRC has a golden rule for all business expenses: they must be incurred "Wholly and Exclusively" for the purpose of your trade.
The Short Answer
If it's just for your content, it's usually deductible.
If you buy a camera to film YouTube videos, it's a business expense. If you buy a camera for your family holiday and happen to film one vlog on it, it's a personal expense.
Tech & Production Gear
This is the easiest category to claim. Anything that helps you produce higher-quality content is a legitimate business cost.
Deductible Creative Gear:
- Cameras & Lenses: Including action cams and drones.
- Lighting: Ring lights, softboxes, and LED panels.
- Audio: Microphones, mixers, and acoustic treatment.
- Software: Subscriptions to Adobe, Canva, CapCut, and LinkTree.
- Assets: Stock music, footage, and font licenses.
Clothing & Grooming
This is where creators often get into trouble with HMRC. Most clothing and beauty products are NOT deductible because they have "Duality of Purpose."
What is "Duality of Purpose"?
- Costumes: If you are a cosplayer or have a specific 'on-screen' character.
- Branded Merch: Clothing with your logo on it.
- Stage Makeup: Heavy makeup used specifically for professional studio lighting.
- Hair Styling: Only if required for a specific, paid photoshoot.
The Duality Trap: Travel & Food
If you fly to Dubai for a holiday and film three vlogs while you are there, can you claim the flight?
Real Example: Liam
Liam travelled to Iceland for a 5-day photography trip. 4 days were spent on client shoots, and 1 day was a personal spa day.
Takeaway: Liam can claim 80% of his travel and hotel costs. He must 'apportion' the expense based on the business vs personal split.
Your Next Step
Maximise your deductions without triggering an investigation.
Expense Action Plan
- Save every digital receipt. Use a tool like FreeAgent to scan them instantly.
- Log your 'Apportionment'. If you use your phone for work, keep a simple note of what % is business use.
- Read our Sole Trader vs Limited Company guide if your equipment spend is over £5k.
Frequently Asked Questions
Tax Disclaimer: TaxWiz provides general educational information and guides for UK residents. While we strive to maintain accuracy for the 2026/27 tax year, tax rules are subject to change. This content does not constitute regulated financial, legal, or tax advice. For complex situations, we strongly recommend consulting a qualified UK accountant. View our full Disclaimer.